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This refers to a hypothetical news report or article focusing on a Target-date retirement fund and an individual named Kelly. A Target-date fund is designed to simplify retirement investing by adjusting its asset allocation over time to become more conservative as the target retirement date approaches. An example would be a story about an individual, like Kelly, utilizing this investment strategy to plan for retirement.

Understanding the implications of investing in such funds is crucial for financial well-being. These funds offer a hands-off approach to retirement planning, automatically adjusting risk exposure. However, it’s important to note that individual circumstances may require a more personalized approach. The concept of target-date funds became more prominent after the Pension Protection Act of 2006, which encouraged their use as qualified default investment alternatives in employer-sponsored retirement plans.

A tool designed for drilling operations, this digital or analog device assists in determining appropriate drill string configurations, particularly focusing on the Kelly pipe. It factors in variables such as weight on bit, torque, and depth to optimize performance and mitigate risks like buckling or excessive wear. A typical example would be its use in calculating the safe weight that can be applied to a specific Kelly pipe given the anticipated drilling conditions.

Proper drill string management is crucial for efficient and safe drilling operations. This device contributes significantly to this management by enabling engineers to anticipate and prevent potential problems, thus minimizing downtime and enhancing safety. Historically, these calculations were performed manually, a time-consuming and potentially error-prone process. The advent of dedicated tools significantly improved both speed and accuracy, resulting in greater efficiency and reduced risk.

Dateline: IRA Target & Kelly's Story

Kelly Pipe Calculator | Sizing & Specs